Collect and Pay like its 2050
The next-gen payment acceptance and fintech infrastructure built for businesses of all sizes. Accept payments, send payments, and manage your finances with ease.
Zero
Settlement delays
100%
RBI Compliant
100%
Secure & Reliable
We engineered a lot to make your finances flow better and simpler
A suite of tailored solutions for all your financial needs.
Receive Payments
Fintech Infra
Dashboard Payouts
Send payments to your vendors easily with a simple interface and track every transaction
Explore
Payout Links
Create shareable payout links for your vendors and send payments at their convenience
Explore
Payout API
Use our developer friendly payout API to send payments to your vendors programmatically
Explore
Bulk Payouts
Process multiple payouts at once by uploading a single file and send payments to multiple vendors quickly
ExploreSecure, and optimized
unitpe is built with efficiency, security, and regulatory compliance at its foundation ensuring that every transaction is fast, reliable, and fully protected.
Zero Settlement Delays
Get your funds in your account without any settlement delays.
100% RBI Complaint
All services are fully compliant with RBI regulations and meet all required compliance standards.
Powerful Dashboard
A clean, intuitive dashboard that makes managing your payments effortless.
Better Pricing
We offer competitive pricing for all services. No hidden fees or surprises.
Bank Grade Security
We use enterprise-grade security to protect every transactions.
Go live in minutes
With our developer-friendly or no-code solutions, you can go live in minutes.
Designed to work for every business
From startups to enterprises, the right payment solutions for every business.
Made for <Developers />
Integrate unitpe in minutes with our comprehensive SDKs, plugins, and RESTful APIs. Clear documentation and sandbox access included.
SDKs & Libraries
JavaScript, Node.js, Python, Java, PHP and more
Platform Plugins
WordPress, Shopify, Magento, WooCommerce
Documentation
Clear docs with sandbox access for testing
import { Unitpe } from '@unitpe/sdk';
const unitpe = new Unitpe({
apiKey: process.env.UNITPE_API_KEY,
});
// Create payment
const payment = await unitpe.payments.create({
amount: 1299,
currency: 'INR',
method: 'upi',
customer: {
email: 'customer@example.com',
},
});
console.log(payment.status);
// => 'success'Can't code? Chill, we got you
Start accepting and sending payments in minutes with our simple, intuitive no code tools.
Dashboard Payouts
Send payments to your vendors easily with a simple interface and track every transaction
Know morePayout Links
Create shareable payout links for your vendors and send payments at their convenience
Know moreBulk Payouts
Process multiple payouts at once by uploading a single file and send payments to multiple vendors quickly
Know moreFAQ
Answers before you ask
Clear, non-legal explanations for merchants, fintech teams, partners, and investors.
What is unitpe, in one line?
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What is unitpe, in one line?
+unitpe builds two platforms under one company: Payments (gateway experience) and Fintech Infrastructure (bank-backed rails + tooling).
Do you hold or control merchant/customer funds?
+
Do you hold or control merchant/customer funds?
+No. We are a technology platform. Payments are processed/settled by partner Payment Aggregators, and banking flows run through the merchant’s own bank account with partner banks.
Are you a Payment Aggregator or a bank?
+
Are you a Payment Aggregator or a bank?
+No. unitpe is not a Payment Aggregator and not a bank. We build and operate the technology layer and integrate with regulated partners (PAs and banks) for regulated activities.
Who is unitpe for?
+
Who is unitpe for?
+We typically work with:
- Fintechs building collections, payouts, reconciliation, and reporting.
- Platforms/marketplaces that need predictable money movement + clean ops views.
- Brands wanting a modern gateway + integrations without vendor sprawl.
What’s the difference between Payments vs Fintech Infrastructure on your site?
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What’s the difference between Payments vs Fintech Infrastructure on your site?
+Payments focuses on checkout and payment acceptance experiences. Fintech Infrastructure focuses on bank-backed rails and operational tooling (connected-banking workflows, payouts/collections surfaces, reporting, and integrations). They’re separate platforms, but designed to work together.
If partners change (banks/PAs), what happens to merchants?
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If partners change (banks/PAs), what happens to merchants?
+Partners may change or expand over time. When changes impact merchant onboarding or processing, we notify merchants through official channels and keep continuity as smooth as possible.
Do merchants need to accept partner terms too?
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Do merchants need to accept partner terms too?
+Yes. Since merchants are onboarded with partner PAs/banks for regulated services, relevant partner terms/policies apply in addition to unitpe’s terms and privacy policy.
Do you store card details or customer bank data?
+
Do you store card details or customer bank data?
+No — we don’t store merchant customers’ card details or sensitive bank credentials. We do store merchant/business info (including KYC and onboarding data) required to provide our services and meet compliance needs.
What data do you store then?
+
What data do you store then?
+Mostly merchant-side data: onboarding details, business information, KYC documents (where required), configurations, audit logs, and operational data needed for reconciliation, support, and compliance.
We also use analytics and infrastructure providers to operate and improve the platform.
How do you handle security and fraud risk?
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How do you handle security and fraud risk?
+We build with security-first practices (least-privilege access, audit trails, monitoring) and run fraud/risk controls appropriate for payments workflows. While we do aim to align with PCI-DSS and SOC frameworks from the start we will only claim to certifications once officially obtained.
Can you support custom workflows (ERP, payroll, reconciliation, webhooks)?
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Can you support custom workflows (ERP, payroll, reconciliation, webhooks)?
+Yes. We build infrastructure that can integrate with ERP/accounting systems, payout workflows, reporting, and operational automation. Share your flow and constraints — we’ll propose the cleanest integration.
How fast can we go live?
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How fast can we go live?
+It depends on your use-case and onboarding requirements. If your docs are ready, many teams can get to sandbox quickly and move to production after partner onboarding and checks.
Where is unitpe based and do you support remote teams?
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Where is unitpe based and do you support remote teams?
+We’re Mumbai-first, with remote collaborators across India. Most roles and customers work async with scheduled build weeks when needed.
How do we contact you?
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How do we contact you?
+Email business@unitpe.com with your use-case, expected volumes, and timeline.
Still unsure?
Tell us your exact flow (collections, payouts, settlement needs, and partners). We’ll map the cleanest setup.